/* ============================================================
   Thirumurugan Loan Consultancy  -  WEB-000014
   ============================================================ */

:root{
  --navy:#14213D;
  --navy-2:#1B2C50;
  --blue:#3F5FE0;
  --blue-dark:#2E49BE;
  --blue-soft:#EEF1FE;
  --orange:#FF7A18;
  --orange-2:#FFA24B;
  --ink:#141A2B;
  --body:#4C5570;
  --line:#E2E7F2;
  --bg:#FFFFFF;
  --bg-alt:#F5F7FC;
  --r:14px;
  --r-sm:10px;
  --r-pill:999px;
  --shadow:0 14px 34px rgba(20,33,61,.10);
  --wrap:1160px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;scroll-padding-top:110px;}
body{
  margin:0;background:var(--bg);color:var(--body);
  font-family:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
h1,h2,h3{font-family:'Plus Jakarta Sans','Inter',sans-serif;color:var(--ink);line-height:1.18;margin:0 0 .6rem;font-weight:800;letter-spacing:-.015em;}
h1{font-size:clamp(1.9rem,3.6vw,3rem);}
h2{font-size:clamp(1.5rem,2.5vw,2.1rem);}
h3{font-size:1.1rem;font-weight:700;}
p{margin:0 0 1rem;}
ul{margin:0;padding:0;list-style:none;}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 20px;}
.ic{width:18px;height:18px;fill:currentColor;flex:none;}
.skip{position:absolute;left:-999px;}
.skip:focus{left:12px;top:12px;z-index:999;background:#fff;padding:10px 16px;border-radius:var(--r-sm);}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:4px;}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font:600 .95rem/1 'Inter',sans-serif;padding:14px 22px;border-radius:var(--r-pill);
  border:1px solid transparent;cursor:pointer;transition:transform .15s ease,background .2s ease,box-shadow .2s ease;
  text-align:center;
}
.btn:active{transform:translateY(1px);}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 22px rgba(63,95,224,.28);}
.btn-primary:hover{background:var(--blue-dark);}
.btn-outline{background:#fff;color:var(--navy);border-color:var(--line);}
.btn-outline:hover{border-color:var(--blue);color:var(--blue);}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.3);}
.btn-ghost:hover{background:rgba(255,255,255,.16);}
.btn-whatsapp{background:#25D366;color:#fff;}
.btn-whatsapp:hover{background:#1FB959;}
.btn-block{width:100%;}
.btn-call{background:var(--blue-soft);color:var(--blue-dark);padding:11px 18px;}
.btn-call:hover{background:var(--blue);color:#fff;}

/* ---------- Top bar ---------- */
.topbar{background:var(--navy);color:#C9D2E8;font-size:.82rem;}
.topbar-in{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:40px;flex-wrap:wrap;}
.topbar a{display:inline-flex;align-items:center;gap:7px;color:#C9D2E8;}
.topbar a:hover{color:#fff;}
.topbar-contact{display:flex;gap:20px;flex-wrap:wrap;}
.topbar-social{display:flex;align-items:center;gap:12px;}
.topbar-social-label{opacity:.7;}
.topbar-social .ic{width:16px;height:16px;}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:400;background:#fff;border-bottom:1px solid var(--line);}
.header-in{display:flex;align-items:center;gap:24px;min-height:78px;}
.brand{display:flex;align-items:center;}
.brand-logo{height:56px;width:auto;object-fit:contain;}
.brand-fallback{display:none;font:800 1.15rem/1.2 'Plus Jakarta Sans',sans-serif;color:var(--navy);}
.brand.brand-text .brand-fallback{display:block;}
.nav-desktop{display:flex;gap:26px;margin-left:auto;}
.nav-desktop a{font-weight:500;color:var(--navy);padding:6px 0;border-bottom:2px solid transparent;}
.nav-desktop a:hover{color:var(--blue);border-color:var(--blue);}
.header-actions{display:flex;align-items:center;gap:10px;}
.nav-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:9px;color:var(--navy);cursor:pointer;}
.nav-toggle .ic{width:22px;height:22px;}
.nav-toggle .ic-close{display:none;}
.nav-toggle[aria-expanded="true"] .ic-menu{display:none;}
.nav-toggle[aria-expanded="true"] .ic-close{display:block;}
.nav-mobile{display:none;flex-direction:column;gap:4px;padding:10px 20px 20px;border-top:1px solid var(--line);}
.nav-mobile a{padding:13px 4px;font-weight:600;color:var(--navy);border-bottom:1px solid var(--line);}
.nav-mobile .btn{margin-top:14px;}

/* ---------- Hero ---------- */
.hero{position:relative;background:var(--navy);color:#E8EDF9;overflow:hidden;}
.hero::before{
  content:"";position:absolute;inset:0;
  background-image:var(--hero-bg);background-size:cover;background-position:center;
  opacity:.22;filter:saturate(.7);
}
.hero::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(105deg,rgba(20,33,61,.96) 0%,rgba(20,33,61,.86) 45%,rgba(27,44,80,.78) 100%);
}
.hero-in{position:relative;z-index:1;display:grid;grid-template-columns:minmax(280px,.85fr) 1.15fr;gap:56px;align-items:center;padding:72px 20px 84px;}
.hero-copy h1{color:#fff;}
.hero-kicker{font-size:.82rem;font-weight:600;letter-spacing:.06em;color:#9FB3E8;margin-bottom:14px;}
.hero-lead{color:#C4CFE8;font-size:1.05rem;max-width:60ch;}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 34px;}
.hero-stats{display:flex;flex-wrap:wrap;gap:14px;}
.hero-stats li{flex:1 1 150px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:var(--r);padding:16px 18px;}
.hero-stats strong{display:block;font-family:'Plus Jakarta Sans',sans-serif;font-size:1.7rem;color:#fff;line-height:1.1;}
.hero-stats span{font-size:.85rem;color:#AEBCDA;}

/* Founder card */
.founder-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:22px;padding:18px 18px 22px;text-align:center;max-width:340px;margin-inline:auto;backdrop-filter:blur(2px);}
.founder-frame{position:relative;border-radius:16px;overflow:hidden;background:linear-gradient(160deg,#24365F,#16233F);aspect-ratio:4/5;display:flex;align-items:center;justify-content:center;}
.founder-frame img{width:100%;height:100%;object-fit:cover;}
.founder-frame.no-photo::after{content:attr(data-initials);font:800 3.2rem/1 'Plus Jakarta Sans',sans-serif;color:#7D93CF;letter-spacing:.04em;}
.founder-name{margin:16px 0 2px;font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;font-size:1.15rem;color:#fff;}
.founder-role{margin:0;font-size:.88rem;color:#9FB3E8;}

/* ---------- Sections ---------- */
.section{padding:80px 0;}
.section-alt{background:var(--bg-alt);}
.section-title{max-width:24ch;}
.section-lead{max-width:62ch;font-size:1.03rem;margin-bottom:38px;}

/* ---------- Services ---------- */
.service-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;}
.service-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;display:flex;flex-direction:column;}
.service-icon{width:52px;height:52px;border-radius:var(--r-sm);background:var(--blue-soft);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.service-icon .ic{width:26px;height:26px;}
.service-card p{flex:1;}
.service-meta{display:flex;flex-direction:column;gap:8px;margin:8px 0 22px;font-size:.92rem;}
.service-meta li{display:flex;align-items:center;gap:9px;}
.service-meta .ic{color:var(--blue);}
.service-note{margin-top:26px;font-size:.92rem;color:var(--body);}

/* ---------- About ---------- */
.about-grid{display:grid;grid-template-columns:1.3fr .85fr;gap:44px;align-items:start;}
.about-highlight{display:flex;gap:12px;align-items:flex-start;background:#fff;border-left:4px solid var(--orange);border-radius:var(--r-sm);padding:16px 18px;color:var(--ink);font-weight:500;}
.about-highlight .ic{color:var(--orange);margin-top:3px;}
.vm{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:30px;}
.vm h3{margin-bottom:.3rem;}
.about-side{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;}
.tick-list{display:flex;flex-direction:column;gap:12px;margin-bottom:24px;}
.tick-list li{display:flex;gap:10px;align-items:center;}
.tick-list .ic{color:var(--blue);}
.about-card-foot{border-top:1px solid var(--line);padding-top:20px;}
.about-card-foot p{display:flex;gap:9px;align-items:center;font-size:.9rem;}

/* ---------- Testimonials ---------- */
.tst-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px;}
.tst-card{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;}
.tst-quote{display:inline-flex;color:var(--blue);opacity:.5;margin-bottom:10px;}
.tst-quote .ic{width:26px;height:26px;}
.tst-card blockquote{margin:0 0 20px;color:var(--ink);font-size:1rem;}
.tst-card figcaption{display:flex;align-items:center;gap:12px;border-top:1px solid var(--line);padding-top:16px;}
.tst-avatar{width:42px;height:42px;border-radius:50%;background:var(--blue-soft);color:var(--blue-dark);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.9rem;}
.tst-card strong{display:block;color:var(--ink);font-size:.95rem;}
.tst-card em{font-style:normal;font-size:.85rem;color:var(--body);}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr .9fr;gap:36px;align-items:start;}
.contact-list{display:flex;flex-direction:column;gap:16px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;}
.contact-list li{display:flex;gap:14px;align-items:flex-start;}
.contact-list .ic{color:var(--blue);margin-top:4px;}
.contact-list span{display:block;font-size:.78rem;color:#8892AC;}
.contact-list a,.contact-list p{color:var(--ink);font-weight:600;margin:0;}
.contact-list a:hover{color:var(--blue);}
.contact-actions{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0;}
.map-wrap{border-radius:var(--r);overflow:hidden;border:1px solid var(--line);height:280px;}
.map-wrap iframe{width:100%;height:100%;border:0;display:block;}
.contact-form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:var(--shadow);}
.contact-form-sub{font-size:.93rem;margin-bottom:20px;}

/* ---------- Forms ---------- */
.field{margin-bottom:12px;}
.field label{display:block;font-size:.84rem;font-weight:600;color:var(--ink);margin-bottom:6px;}
.field input,.field select,.field textarea{
  width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:var(--r-sm);
  font:400 .95rem/1.4 'Inter',sans-serif;color:var(--ink);background:#fff;
}
.field textarea{resize:vertical;min-height:96px;}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);outline:none;box-shadow:0 0 0 3px rgba(63,95,224,.15);}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#D93B3B;background:#FFF7F7;}
.err{display:none;font-size:.78rem;color:#D93B3B;margin-top:5px;}
.field.invalid .err{display:block;}
.phone-row{display:flex;gap:8px;}
.cc{display:inline-flex;align-items:center;gap:6px;padding:12px 12px;border:1px solid var(--line);border-radius:var(--r-sm);background:#F8FAFF;font-weight:600;color:var(--ink);font-size:.95rem;white-space:nowrap;}
.flag{width:20px;height:14px;border-radius:2px;background:linear-gradient(180deg,#FF9933 33%,#FFFFFF 33% 66%,#138808 66%);border:1px solid #E2E7F2;}
.btn-submit{background:linear-gradient(135deg,var(--orange),var(--orange-2));color:#fff;margin-top:6px;box-shadow:0 10px 22px rgba(255,122,24,.3);}
.btn-submit:hover{filter:brightness(1.05);}
.btn-submit[disabled]{opacity:.7;cursor:not-allowed;}
.form-status{margin:12px 0 0;font-size:.87rem;font-weight:600;min-height:1.2em;}
.form-status.ok{color:#1E8E4A;}
.form-status.bad{color:#D93B3B;}
.form-note{margin:8px 0 0;font-size:.78rem;color:#8892AC;text-align:center;}

/* ---------- Popup ---------- */
.popup-overlay{
  position:fixed;inset:0;z-index:900;display:flex;align-items:center;justify-content:center;padding:18px;
  background:rgba(11,20,40,.72);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);
  overflow-y:auto;
}
.popup-overlay[hidden]{display:none;}
.popup-card{
  position:relative;width:100%;max-width:430px;background:#fff;border-radius:20px;overflow:hidden;
  box-shadow:0 30px 70px rgba(5,12,28,.45);max-height:calc(100vh - 36px);overflow-y:auto;
  animation:popIn .22s ease-out;
}
@keyframes popIn{from{opacity:0;transform:translateY(14px) scale(.98);}to{opacity:1;transform:none;}}
.popup-close{
  position:absolute;top:12px;right:12px;z-index:3;width:34px;height:34px;border-radius:50%;
  border:0;background:rgba(255,255,255,.18);color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;
}
.popup-close:hover{background:rgba(255,255,255,.32);}
.popup-timer{
  background:linear-gradient(135deg,#14213D,#27406F);color:#fff;padding:18px 20px 16px;text-align:center;
  transition:background .3s ease;
}
.popup-timer-label{display:inline-flex;align-items:center;gap:6px;font-size:.7rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#AFC0E6;}
.popup-timer-label .ic{width:14px;height:14px;color:var(--orange-2);}
.popup-timer-count{display:block;font-family:'Plus Jakarta Sans',sans-serif;font-size:2rem;font-weight:800;letter-spacing:.02em;margin-top:4px;}
.popup-timer.urgent{background:linear-gradient(135deg,#8E1B1B,#D93B3B);animation:pulse 1s ease-in-out infinite;}
.popup-timer.urgent .popup-timer-label{color:#FFD9D9;}
@keyframes pulse{0%,100%{opacity:1;}50%{opacity:.85;}}
.popup-body{padding:0 26px 26px;}
.popup-icon{
  width:56px;height:56px;border-radius:16px;background:linear-gradient(135deg,var(--orange),var(--orange-2));
  display:flex;align-items:center;justify-content:center;color:#fff;margin:-28px auto 14px;
  box-shadow:0 10px 24px rgba(255,122,24,.35);border:4px solid #fff;
}
.popup-icon .ic{width:26px;height:26px;}
.popup-title{text-align:center;font-size:1.4rem;margin-bottom:.35rem;}
.popup-title .accent{color:var(--orange);}
.popup-sub{text-align:center;font-size:.9rem;margin-bottom:18px;}
body.popup-open{overflow:hidden;}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy);color:#B9C5E0;}
.footer-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;padding-top:52px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.12);}
.footer-cta h2{color:#fff;margin-bottom:.3rem;font-size:1.5rem;}
.footer-cta p{margin:0;}
.footer-grid{display:grid;grid-template-columns:1.5fr .8fr 1fr 1.3fr;gap:36px;padding-top:46px;padding-bottom:40px;}
.footer-logo{height:52px;width:auto;object-fit:contain;background:#fff;border-radius:var(--r-sm);padding:7px 10px;margin-bottom:16px;}
.footer-brand p{font-size:.92rem;}
.footer-since{color:#8FA1C6;font-size:.85rem;}
.footer-social{display:flex;gap:10px;margin-top:16px;}
.footer-social a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.09);display:flex;align-items:center;justify-content:center;}
.footer-social a:hover{background:var(--blue);color:#fff;}
.footer-col h3{color:#fff;font-size:.98rem;margin-bottom:14px;}
.footer-col li{margin-bottom:9px;font-size:.9rem;}
.footer-col a:hover{color:#fff;}
.footer-contact li{display:flex;gap:10px;align-items:flex-start;}
.footer-contact .ic{margin-top:4px;color:var(--blue);flex:none;}
.footer-bottom{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:20px;padding-bottom:96px;border-top:1px solid rgba(255,255,255,.12);font-size:.82rem;}
.footer-bottom p{margin:0;}
.footer-legal{color:#8FA1C6;max-width:60ch;}

/* ============================================================
   FLOATING ELEMENTS (approved style, do not change)
   ============================================================ */
.floating-badge {
  position: fixed; left: 18px; bottom: 18px; z-index: 300; width: 120px; height: 40px;
  border-radius: 10px; overflow: hidden; box-shadow: 0 8px 22px rgba(0,0,0,.25); background: #fff;
  display: flex; align-items: center; justify-content: center;
}
.floating-badge img { width: 150px; object-fit: contain; }

.floating-whatsapp {
  position: fixed; right: 18px; bottom: 18px; z-index: 300; width: 58px; height: 58px; border-radius: 50%;
  background: #25D366; display: flex; align-items: center; justify-content: center;
  box-shadow: 0 8px 22px rgba(37,211,102,.45); transition: transform .15s ease;
}
.floating-whatsapp:hover { transform: scale(1.06); }
.floating-whatsapp svg { width: 30px; height: 30px; fill: #fff; }

@media (max-width: 480px) {
  .floating-badge { width: 120px; height: 46px; left: 12px; bottom: 12px; }
  .floating-whatsapp { width: 50px; height: 50px; right: 12px; bottom: 12px; }
  .floating-whatsapp svg { width: 26px; height: 26px; }
}

/* ---------- Responsive ---------- */
@media (max-width:1000px){
  .footer-grid{grid-template-columns:1fr 1fr;}
  .about-grid{grid-template-columns:1fr;}
  .contact-grid{grid-template-columns:1fr;}
}
@media (max-width:880px){
  .nav-desktop{display:none;}
  .nav-toggle{display:flex;}
  .header-actions{margin-left:auto;}
  .btn-call span{display:none;}
  .nav-mobile{display:none;}
  .nav-mobile.open{display:flex;}
  .hero-in{grid-template-columns:1fr;gap:34px;padding:52px 20px 64px;text-align:center;}
  .hero-media{order:-1;}
  .hero-lead,.section-lead,.section-title{margin-inline:auto;}
  .hero-actions{justify-content:center;}
  .hero-stats li{text-align:center;}
  .footer-cta{flex-direction:column;align-items:flex-start;}
}
@media (max-width:620px){
  .topbar-contact a span{display:none;}
  .topbar-in{justify-content:center;gap:10px;}
  .section{padding:58px 0;}
  .vm{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;gap:28px;}
  .brand-logo{height:46px;}
  .contact-actions .btn{width:100%;}
  .popup-body{padding:0 18px 22px;}
}
@media (max-width:480px){
  .hero-stats{flex-direction:column;}
  .footer-bottom{padding-bottom:110px;}
}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;}
}